Panel, inverter, and racking inventory
Stock equipment at favorable pricing windows and protect margin against supplier price moves.
Panels Are Bought Upfront. Customer Payments Come at PTO. Bridge the Gap.
A working capital line of credit up to $1.5M for solar and alternative energy installers. Stock panels, fund crews, and bridge the gap between mobilization and PTO.
Working capital built for the solar installation cycle.
Solar and alternative energy installation operates on a brutal capital cycle. Panels, inverters, and racking are bought and paid for upfront. Permitting can take months. Installation happens. The system gets inspected and waits for utility Permission to Operate (PTO). Final payments from customers or financing partners often hold until PTO. Meanwhile, your crew payroll, fleet, warehouse, and materials suppliers do not wait. The fastest-growing installers are the ones with capital to keep mobilizing on new projects while existing projects wait for PTO.
Commercial Capital Connect provides solar and alternative energy installers a working capital line of credit up to $1.5 million with interest-only options. Stock panels. Fund crew payroll. Cover permit fees and utility interconnection deposits. Bridge customer financing payouts. Same-day approvals and no daily debits during critical installation cycles.
Permit fees and utility interconnection deposits
Cover the upfront jurisdictional and utility costs of moving projects from contract to install.
Crew payroll during PTO wait periods
Keep crews fully utilized on the next project while completed projects wait for PTO and final payment.
Battery storage and EV charging expansion
Fund the inventory, training, and certification required to add storage and EV charging service offerings.
Service truck and fleet additions
Fund installation truck fleet, lifts, and specialized service vehicles.
Basic line of credit review criteria
These are baseline review items, not an approval, offer, or commitment to lend.
- Estimated Equifax score of 575 or higher
- Operating at least 30 days
- About $17,000+ in average monthly revenue
- Active commercial business location
- 0 to 2 active cash advances preferred
Why Commercial Capital Connect
CCC is a business finance marketplace, not a direct lender. One application can help compare potential options through a network of 75+ lending partners.
PTO cycles are expected
We understand the gap between install completion and final payment in the solar business.
Equipment-heavy mobilization is normal
Stocking panels, inverters, and racking is the nature of the business. We do not penalize you for it.
Interest-only payment options
Keep monthly costs lean during install cycles and pay down principal as PTO completions clear.
Refinance restrictive financing
Pay off up to two existing cash advances or short-term loans into a flexible LOC.
Alternative Energy Installers funding FAQ
Can a residential-focused solar installer qualify?
Yes. Residential, commercial, and mixed installers qualify on the standard criteria.
Can the line fund a large commercial install mobilization?
Yes. Mobilization costs including materials, crew, and permits are valid working capital uses.
What about battery storage and EV charging service expansion?
Storage and EV charging expansion costs including inventory, training, and certification are valid uses.
How does the line interact with consumer finance partners?
Strong consumer finance partner relationships and receivables are positive underwriting signals. The line bridges timing gaps between completion and finance company payout.
Can the line fund expansion into a new state?
Working capital for territory expansion including licensing, certification, and mobilization is a valid use.